Anyone have an opinion on the best pet insurance for a dog?

Answers:
I have had great luck with VPI pet insurance. They have two options. One for emergencies, and one for emergencies plus vaccinations as wellness. I have a puppy and a kitten and they are both insured with the premium coverage. I submit EVERYTHING to VPI including spay and neuter, flea protection medications, etc. I have received more money back from them than I put out for the coverage. There is a $50 deductoble for most things, but then the rest is paid. I would highly recommend this company. The website is http://www.petinsurance.com

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Well, yes.

I think you should go with the ASPCA insurance, as they know a LOT about dogs already. That is the insurance I have for my dog, and its great!

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jeez mr. money bags!!insurance for your PETS! my parents can hardly keep up with our regular insurance!

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i was looking into pet insurance but it doesn't cover my dog's allergy problems so i never went with it but aspca i think has a program

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I have had VPI insurance. They have different levels of insurance, some paying more than others, but then of course higher premiums. They always paid my claims promptly. However, the problem with VPI and probably all these insurances is they will not cover anything genetic. So, if your German Shepherd or Rottie gets hip dysplasia, too bad, it's not covered. There are also maximums that will be paid, so if your dog gets cancer, only some of it will be covered unless you took out a special policy for cancer.
My vet told me that in her experience it was better to put that insurance premium in a savings account every year for your pet and pay vet bills from it.
If you do decide to get insurance be sure to get the list of genetic diseases that are not covered. Oh, and any pre-existing conditions are not covered.

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We have insurance through Banfield, which is in every PetSmart. You can choose the level of insurance you want, and it's set up to be taken out of your checking account every month. We have saved hundreds of dollars by having this, as our 2 year old Golden Retriever, Jake, tends to get himself in trouble now and then. Just a week ago he rolled around in the grass, got stung by a bee, and swelled up until he looked like a shar pei. We rushed him over and they gave him a shot of cortisone, and we took him the next day for a check up, at no cost to us at all.

Definitely get pet insurance. It's like renters insurance - you pray you won't need it, but if you do, it will save you in the end.